Protecting the unprotected
Our fair deal insurance products have been making a difference to the working backbone of the UK for over 35 years.
Update: To help protect and support your workforce during the Coronavirus (COVID-19) pandemic, we have an Emergency Employee Protecton Plan available. Find out more now
The rise of the gig economy, a challenging economic climate and changes to the national living wage have all contributed to the changing expectations of employees. Increasingly we, as employers, are expected to provide wellbeing and financial support to fill a growing void on critical societal issues.
Whilst we all strive to be an employer of choice and deliver the best employee deal that we can, budgets are finite and it’s becoming increasingly hard to balance the needs of the business with those of the employee. Through our range of insurance products, we enable employers to plug any gaps they may have in their current provisions by providing their workers with easy access to cost effective, individual policies.
Our simple plans are a single premium, secured for the lifetime of the policy, that provide your employees with peace of mind if the unexpected happens - all for the price of a cup of coffee a week. Our goal is to make sure every employee feels safe, confident and supported – both inside and outside of the workplace, for a price that is affordable to them
of employees put
top of their
benefits wish list
Over 35,000 claims paid per year
Our Location Management Team will work with you to arrange unique face-to-face meetings at a time and place that is convenient for your workforce. This unique approach enables us to achieve engagement rates of 80% for clients whilst ensuring you have a protected workforce.
We offer three main packages that will keep your employees and their families financially secure if they need to take time out of work to attend a hospital appointment or whilst recovering after a hospital stay, and, if the worst happens, our Death Benefit Plan will pay out to your employees’ estate.
Going to hospital can be daunting enough. We aim to make employees’ lives easier with this comprehensive plan covering visits to any hospital, anywhere in the world. Cash sums are available for outpatient appointments and, importantly, cover people for any overnight hospital stay – paying out from the very first night, allowing them to focus on what really matters.
Employees will receive a payment while they convalesce following a successful overnight claim on their Personal Group Hospital Cash Plan Policy.
This plan is available to employees between the ages of 18 and 69 who have held a Personal Group Hospital Plan for at least three months and continue to hold a Hospital Plan.
Read more on our Convalescence Plan
Death Benefit Plan
A loss in the family can be a difficult time, and financial difficulties are a burden that can only add to the stress. Our flexible plan pays out a lump sum to an employee's estate in the event of death from any illness or injury, no matter what the cause. With an additional benefit for accidental loss of life, and no lifestyle questionnaires or medical underwriting to worry about, employees can tailor options to suit their policy to their personal circumstances.
£6.1m in claims paid per year
Claims statistics based on the period Jan - Dec 2019
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